I was all excited when I learned last month that my auto and home insurance would both be reduced since I worked from home now. Yippee, I thought, an unexpected bonus.
HA! I got my auto insurance bill today, and it was $40 higher. I called them to find out why. No big surprise - with no advance warning - their liability rates have gone up. Good news is that my increase would have been even more if I didn't have the work from home discount, as well as the no accident claim and renewal discounts, AND that their deductible rates were a bit lower. Great.
The nice customer service lady did point out to me that I could lower my bill about $50 if I took the online Defensive Driving Course offered through AARP's site. Of course, that costs $10! (EDIT NOTE: She said it cost $10; website says $15.95!!) But, I'd be even with last year's actual insurance cost, and that discount is good for 3 years.
Oy vey! I shouldn't complain, though. When I switched over a year ago from American Family to AARP/The Hartford for both house and auto, my rates dropped $670!
Be well, all!
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