Umbrellas melting in the rain

I'm doing my best to keep up with all the discussion on health reform.  The more I think about it, the more I'm convinced that health reform will be a bigger boondoggle than the credit crunch reform.   I have learned volumes during this economic crises about how the financial world operates.  So much of it is not transparent, indeed hidden, from the great majority of us.  Same goes for the healthcare industry.   And it becomes more apparent every day that abuse and greed in healthcare, just like in the financial world,  is rampant. 

Here's an article today from Forbes about how medical bills are playing a big role in financially destroying those suffering from illness.   

My new favorite quote:  "Private health insurance is a defective product, akin to an umbrella that melts in the rain," (Dr. David) Himmelstein said.

Kinda applies to 401(k)'s, too and credit cards and home equity loans and.........umbrellas melting in the rain.